How to avoid health risks from financial stress?


How to avoid health risks from financial stress?

The long-term stress on money can affect your health. However, you can try to overcome your financial stress and improve your welfare.

Despite the rise in credit card debt, missing out on mortgage payments or paying medical bills doesn’t seem to be directly linked to your physical health, but financial problems can affect your credit score.

According to the American psychological association’s “American stress survey” published in November 2017, 62 percent of americans said they stressed money – and stress could put them at higher risk of lower quality health.

Brown herbal extraction bottle with a dropper.

How does your income affect your health?

Researchers have long known that money worries contribute to health problems. Financial stress is related to migraine, cardiovascular disease, absenteeism, insomnia and other factors. According to the “social science and medicine” magazine published an article, an article published in August 2013, points out that the financial pressure will have a negative impact on mental health, and lead to depression and other mood disorders.

“Financial insecurity is a painful thing,” wrote the authors of the study on the effects of financial instability on the body. Their study, published in the April 2016 issue of the journal psychological science, found that people with unstable finances reported higher levels of physical pain.

Published in the journal diabetes care, in one study, Finland, the researchers found that those who reported working pressure or events related to the money people are at increased risk for metabolic syndrome, this is a set of heart disease, diabetes, and stroke. If people report a few tense money-related events, the risk increases.

Northwestern university Feinberg school of medicine, psychology and behavior science, “said Dr Nancy Molitor, clinical assistant professor,” financial stress may be one of the most difficult pressure, especially because people might take unhealthy coping mechanism. Chicago.

Your financial situation and the stress you feel will lead you to overeating, smoking, and experiencing the unhealthy behaviors of depression and depression.

According to the 2014 American psychological association survey, 33 percent of americans report eating unhealthy foods or eating too much stress. In the 2017 survey, 45 percent of respondents reported being awake at least once a month.

Related: 5 hidden health costs, breaking your budget.

Money worries can replace your thoughts.

Financial stress affects not only one’s ability to operate, but also one’s ability to think clearly.

In a study published in the journal science in August 2013, the researchers asked shoppers to fill out questionnaires to provide test takers with a measure of vehicle maintenance.

The researchers tested the participants’ thinking ability, by measuring the cognitive control and abstract thinking, they found that low-income object, when faced with a larger upkeep, sent a lot of test execution.

Dr Authors Eldar Shafir said: “from our research is the most valuable lesson, poverty daily challenge puts forward substantive requirements on cognitive ability, for other tasks, plan and success” less important “, in New Jersey in 1987 Princeton university’s Woodrow Wilson school of public and international affairs, a professor of behavioral science and public policy.

He said: “these findings of the most important is that they are showing the ill effects of poverty, rather than the characteristics of the poverty population, but any found in poverty under the background of themselves.”

Improve your financial situation and improve your happiness.

These findings suggest that your physical and mental health can directly benefit from a healthy financial situation.

Dr. Molitor said: “there is absolutely hope – most people in life are under economic pressure, and everyone has these things happening. “The worse thing is to do nothing. Don’t panic. Step back, breathe, plan, and ask for help when you need it. ”

Molitor recommends the following four steps:

Assess your status. What are the spending steps to get you there? In most cases, events occur several times. It’s not about increasing guilt, it’s about identifying behaviors that can be changed to improve your future.

Determine your relationship with money. If you have a partner, use the money to discuss your relationship. It may be a part of seeking comfort, luxury, love, power, or something else. Make sure you have a deeper relationship with money and realize that it doesn’t guarantee happiness or security that will keep you going.

Ask for help. A trusted friend, financial adviser, senior center, church, community organization, and even a bank can provide useful resources for people in need.

Make a budget and follow it. While only thinking about B can lead to stress, Molitor believes that budgets can usually be enhanced. The most important thing is to make it a realistic budget. Just as it takes time to solve this problem, it takes time to get out of trouble. But that doesn’t mean you should stop trying.

“It’s the beginning of a new relationship with money,” Molitor said.


Please enter your comment!
Please enter your name here