Life and health insurance are not mandatory by law in the United States. While some employers may offer coverage to their employees, individuals are generally not required to purchase health or life insurance policies. However, certain states may require certain individuals to have certain types of coverage, such as a high-deductible health plan for some Medicaid recipients. It is important for individuals to research their state's laws and regulations to understand any insurance requirements for their situation. Ultimately, health and life insurance are important investments to protect yourself and your family in the event of illness or death, and it is important to understand your options and the coverage that is best suited for your particular needs.
Mar, 25 2023